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Mortgages
- YV
- 2 hours ago
- 2 min read
🎥 Mortgages
🏠 Think owning a $1 million home is impossible on a middle-class income? Think again. In this episode, Moshe Alpert, CFP® sits down with mortgage expert Gabe “Mortgage Gabe” Tenenberg to reveal the real strategies helping families buy homes in today's high-cost housing market, even with average incomes or self-employed status.
Whether you're a first-time buyer, self-employed, or just wondering how others are affording it, this is the no-fluff, real-world guide you've been looking for with mortgage tips for self-employed & first-time buyers.
📌 What You’ll Learn in This Episode:
How high earners get denied mortgages — and how to fix it
Credit, Income, Assets: The “CIA” formula behind mortgage approval
The truth about PMI — and how it could help you buy sooner
Mortgage prep: Why it’s like test-driving a Lexus
$1M homes & the mansion tax explained
Business bank statement loans: The self-employed solution
Why you don’t always need 20% down
Closing process demystified
What “pre-affording” means — and why it matters
🧠 Key Takeaway:
“Push the envelope with a cushion and a plan. Most families who stretched — responsibly — never looked back.”
👤 Guest: Gabe Tenenberg
Mortgage Advisor, FM Home Loans
💼 Host: Moshe Alpert, CFP®
Founder & CEO of Ceremian Financial
Helping families simplify complex financial decisions through clear, actionable planning.
💬 Drop your questions in the comments — we might answer them in a future episode
📧 Send your questions to: middleclassalpert@gmail.com
📣 Subscribe for more episodes on real-world finance, mortgages, family budgeting, and long-term planning.
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🎛️ Produced by BIG Productions - Gidon Orman
Contact: gi@bigprod.net
home buying, mortgage tips, buying a home 2024, first-time homebuyer advice, how to buy a house, mortgage for self-employed, home affordability, million dollar home, PMI explained, credit score mortgage
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