וואס איז געלט דרשת ניטל בביהמ״ד באיאן

Live responsible today with your finances for your brighter future,

Be aware of scams,

Be careful of bad investments,

Don’t trust anybody with any investment show it to your attorney ,

Visit https://www.mendyfeferkorn.com

for amazing calculators that is going to help you reach your financial goals 

if you need help setting up your accounts contact david@mendyfeferkorn.com

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What you’ll learn

What a dollar really is and why respecting small amounts changes everything

Credit cards vs. cash: when plastic helps, when it hurts, and how to stay in control

Budgeting that sticks (apps, envelopes, and a simple annual review with your spouse)

The S&P 500 plan: $5/day → ~$80k in ~20 years (compounding explained)

Separate account per child for Wedding savings + fractional shares made simple

The 13-year sprint: why your early married years are a once-in-a-lifetime advantage

Retirement for melamdim/teachers and anyone starting late

Term life insurance: big coverage, small monthly cost — why it’s non-negotiable

Chapters